Mortgage FAQ

1. Why should I use a Mortgage Broker?
2. Will I qualify?
3. What do I need to provide?
4. How long does it take to close a deal?
5. How does my credit rating affect me?
6. Do I need a lawyer?

1. Why should I use a Mortgage Broker?

Mortgage Brokers are independent, trained professionals licensed to represent you, the customer, not the lender, with the best advice for your mortgage needs. They have the expertise to shop all lenders and seek out the best deal for a prospective borrower. Choosing the wrong mortgage can cost you thousands of extra dollars. Your Royalmount mortgage professional will help you save every mortgage dollar possible.

10 Reasons to use a 'Royalmount' Mortgage Broker

- We have electronic access to nearly 100 different lenders.

- Fast credit and loan pre-approvals with no cost or obligation.

- Up-to-date on all available market rates, terms and conditions.

- We only specialize in mortgages and know current trends.

- We are experts at matching you with the best suited deal.

- Get mortgage rates at wholesale, guaranteed up to 120 days.

- We work for YOU, not the bank.

- We take the stress out of your single largest debt in life.

- We will save you time and money.

- We have a vested interest in satisfying your needs since we rely on referrals and repeat business.

2. Will I qualify?

We will help you to analyze your income ration, the amount of equity in your home if it is a refinance, and your complete situation on an individual basis to make the qualifying process simple.

3. What do I need to provide?

Letters of employment, Notice of Assessment, T-4's, current mortgage details, and credit card/loan statements are standard documents needed.

4. How long does it take to close a deal?

It takes as little as 4 or 5 business days to complete a transaction.

5. How does my credit rating affect me?

Credit rating is of paramount importance, therefore, we need specific information should there by any "credit glitches". Your ROYALMOUNT mortgage professionals are accustomed to ironing out past credit wrinkles.

6. Do I need a lawyer?

Not always, since in a refinance or 2nd mortgage scenario, many lenders recognize the services of Title Guaranty companies, significantly reducing the disbursement thus saving you money.



	1. Why should I use a Mortgage Broker? 2. Will I qualify? 3. What do I need to provide? 4. How long does it take to close a deal? 5. How does my credit rating affect me? 6. Do I need a lawyer? 1. Why should I use a Mortgage Broker? Mortgage Brokers are independent, trained professionals licensed to represent you, the customer, not the lender, with the best advice for your mortgage needs. They have the expertise to shop all lenders and seek out the best deal for a prospective borrower. Choosing the wrong mortgage can cost you thousands of extra dollars. Your Royalmount mortgage professional will help you save every mortgage dollar possible. 10 Reasons to use a 'Royalmount' Mortgage Broker - We have electronic access to nearly 100 different lenders. - Fast credit and loan pre-approvals with no cost or obligation. - Up-to-date on all available market rates, terms and conditions. - We only specialize in mortgages and know current trends. - We are experts at matching you with the best suited deal. - Get mortgage rates at wholesale, guaranteed up to 120 days. - We work for YOU, not the bank. - We take the stress out of your single largest debt in life. - We will save you time and money. - We have a vested interest in satisfying your needs since we rely on referrals and repeat business. 2. Will I qualify? We will help you to analyze your income ration, the amount of equity in your home if it is a refinance, and your complete situation on an individual basis to make the qualifying process simple. 3. What do I need to provide? Letters of employment, Notice of Assessment, T-4's, current mortgage details, and credit card/loan statements are standard documents needed. 4. How long does it take to close a deal? It takes as little as 4 or 5 business days to complete a transaction. 5. How does my credit rating affect me? Credit rating is of paramount importance, therefore, we need specific information should there by any "credit glitches". Your ROYALMOUNT mortgage professionals are accustomed to ironing out past credit wrinkles. 6. Do I need a lawyer? Not always, since in a refinance or 2nd mortgage scenario, many lenders recognize the services of Title Guaranty companies, significantly reducing the disbursement thus saving you money. Top Privacy\|Disclaimer Home\|Rates\|Apply Now\|Contact Us Our Team\|Tools\|FAQ\|Mortgage Tips\|Referrals\|Investors\|Links\|Testimonials Copyright © Royalmount Capital Inc. 2005, All rights reserved
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