Use
a mortgage broker (your ARGENTUM team) to tailor your mortgage
to fit your specific financial situation and future goals.
Consider
a 2nd mortgage; the payments are less than credit card payments
and consolidating debt makes more financial sense.
Research
variable rate vs. fixed rate mortgages, keeping in mind what your
forward plan is.
Review
your current mortgage to see if the payments can be altered; i.e.
decrease amortization; increase payments either by frequency or
amount; any of these can result in dramatic savings
Take
advantage of your prepayment option by making the allowable 10%
(or whatever your mortgage document states) principal payment on
each anniversary date to decrease principal.
Useful
Information Guides
The
following attachments have been prepared to help homeowners on everything
from home affordablility to home maintenance and repair;